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Medicare Made Simple

Understanding Medicare: Parts A, B, C, D & Medigap

Part A

  • Hospital coverage (inpatient care, skilled nursing, hospice)

Part D

  • Prescription drug coverage

Part B

  • Medical coverage (doctor visits, outpatient services, preventive care)

Medigap

  • Supplemental insurance that helps cover out-of-pocket costs not paid by Original Medicare

Part C

  • Medicare Advantage plans, offered by private carriers, that bundle Parts A & B (and often Part D) with extra benefits

Your coverage options

There are three main ways to get Medicare coverage

​Original Medicare (Parts A & B) – Basic federal coverage with the option to add Part D and/or Medigap

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Medicare Advantage (Part C) – All-in-one plans from private insurers that may include drug coverage, dental, vision, and more

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Medicare Supplement (Medigap) – Helps pay costs like copays, coinsurance, and deductibles that Original Medicare doesn’t cover

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We’ll help you compare these options based on your health needs and lifestyle.

Extra Benefits You May Be Eligible For

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Depending on your chosen plan and provider, you may also get access to:

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  • Vision & dental services

  • Hearing exams and aids

  • Fitness programs (like SilverSneakers®)

  • Over-the-counter health items

  • Transportation to appointments

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These benefits are often included in Medicare Advantage plans.

How 4 Haven Helps You Choose

We take the guesswork out of Medicare. Our agents offer free consultations to walk you through your plan options, identify savings opportunities, and ensure your preferred doctors and prescriptions are covered.

Book a consultation
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